How We Serve Our Clients

Strategic Executive Benefits

We design strategic executive benefit programs that align leadership performance with company success. When executives have meaningful financial stakes in long-term outcomes, they make decisions that drive sustainable growth. Our performance-linked compensation structures create measurable value for organizations while providing executives with compelling reasons to stay, perform and grow with your company.


Our systematic approach ensures every program element serves dual purposes: advancing your company’s strategic objectives while providing executives with substantial, tax-efficient wealth-building opportunities. We connect these incentive plans into integrated pre-tax strategies that reflect the governance frameworks your company desires, creating cohesive programs that work seamlessly together.


Examples of the programs we design, implement and integrate:

  • Long-Term Incentive Plans (Value Created, Value Share LTIPs)
  • Pre-Tax Restoration Non-Qualified Deferred Compensation Plans
  • Supplemental Executive Retirement Plans (DC and DB SERPs)
  • SAR/RSU/PSU Pre-Tax Deferral Plans (Equity NQDCP Integration)
  • Split Dollar – Economics Benefit and Loan Regime
  • Executive Bonus – Guaranteed Issue Group Life Insurance Options
  • Benefit Restoration – Group Life, LTC and Disability (Including RSU/PSU IDI)


Through our work, we help ensure that your executives remain engaged, aligned and committed to the organization's strategic direction for the long term. We do not just design benefits—we architect alignment between individual success and organizational performance, creating a clear line from strategic goals to executive rewards to measurable outcomes.


Align. Retain. Reward. Restore. Recruit.

Institutional Investments

We design, implement and administer investments for banks and insurance companies often via the utilization of life insurance (i.e. bank owned and insurance company owned life insurance).


Institutional investment services include:

  • Alternative asset manager and fund (Schedule BA) due-diligence
  • Bank eligible fund due diligence including SBIC and CRA oriented strategies
  • Insurance dedicated fund (IDF) creation and regulatory compliance (i.e. investor control doctrine and 817(h) diversification)
  • Qualified plan to non-qualified plan fund mapping


Our focus on structural optimization drives tax and reserving efficiency which in turn leads to better asset/liability management outcomes.

Business Succession Planning & Valuation

We help business owners plan for the future with succession strategies rooted in long-term planning and value maximization. Our solutions provide continuity, financial stability and peace of mind, whether transitioning to family members, partners or third-party buyers.


Our uniquely tailored solutions for closely held businesses include:

  • Buy/Sell Review
  • Informal Business Valuations
  • Insurance LLC Structuring
  • Cash Balance Plan Implementation and Auditing
  • ESOP Feasibility Study
  • Captive Insurance Company Impact Analysis
  • Management Service Organization Creation
  • Pre Liquidity Event Consulting


For companies with large numbers of shareholders, our consultative approach creates better projections of future buyout cash flows which informs the funding strategy that minimizes friction across the various owners.

Private Wealth Solutions

We conduct personal planning for high net worth and mass affluent individuals focusing on:

  • Wealth Transfer and Estate Tax Planning
  • Tax Advantaged Wealth Accumulation
  • Retirement Planning
  • Life Insurance Premium Financing
  • Asset Protection
  • Qualified Plan Distribution Optimization
  • Private Placement Life Insurance & Annuities


We partner with our personal clients’ team of advisors (e.g. CPAs, trust & estate attorneys, etc.) to develop a comprehensive plan that aligns with their long-term goals.